Examples of untaxed super funds

Here you will find a list of some of the major untaxed super funds. We recommend that you check with your fund if you aren't sure if your fund is taxed, untaxed or a combination of both types of funds.

Generally speaking, the amounts in untaxed super funds are only taxed when the benefit is paid, not while the money is accumulating in the account.

After you're 60, if you take any part of your untaxed super as a lump sum, you will pay only 15% tax on your payout, up to $1,205,000 (for 2011-12). Anything over that gets taxed at the top marginal tax rate.

If you take part of your untaxed benefit as a regular income after you're 60, it will now be taxed at your marginal tax rate and you will receive a 10% tax offset.

Some of the major untaxed super funds are:

• ACT legislative assembly members superannuation scheme
• Commonwealth superannuation scheme (CSS)
• Defence force retirement and death benefits scheme (DFRDB)
• Electricity industry superannuation scheme
• Government employees superannuation board (GESB, Gold state super, West state super)
• Governors pension scheme, QLD
• Governors pension scheme TAS
• Governors pension scheme VIC
• Judges pension scheme ACT
• Judges pension scheme NSW
• Judges pension scheme QLD
• Judges pension scheme SA
• Judges pension scheme VIC
• Judges pension scheme WA
• Macquarie University professorial superannuation scheme
• Military superannuation and benefits scheme
• NT administrators pension scheme
• NT government and public authorities superannuation scheme
• NT legislative assembly members superannuation trust
• NT police supplementary superannuation scheme
• NT supreme court judges pension scheme
• Parliamentary contributory scheme
• Parliamentary retiring allowances trust
• Parliamentary superannuation fund
• Parliamentary superannuation scheme (SA)
• Parliamentary superannuation scheme (WA)
• Police superannuation fund
• Public sector superannuation scheme (PSS)
• Queensland fire services superannuation plan
• Retirement benefits fund
• SA Parliamentary and governors scheme
• SA police occupation superannuation scheme
• SA police superannuation scheme
• SA state lump sum scheme
• SA state pension scheme
• Southern state superannuation scheme (Triple S)
• State employees retirement benefits fund
• State superannuation benefits scheme SA (Super SA)
• State superannuation fund of Victoria
• University of New England professorial superannuation fund
• University of Wollongong professorial superannuation scheme

More information

• Super Co-contributions
• Phone the Super helpline on 13 10 20.

Useful tools

• SuperSeeker
• ASIC super calculators
• Look into bringing your super accounts together by transferring your super using one form.