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Higher education loan schemes essentials
 
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This page contains tax information for individuals or students about schemes that support education being undertaken.
Deferring your compulsory HELP, HECS or Financial Supplement repayment
This document contains information on downloading and completing an application form if you wish to apply to defer your HELP, HECS or Financial Supplement compulsory repayment (NAT 2471).
FEE-HELP and VET FEE-HELP - tax deductibility
Provides students information regarding entitlements to a tax deduction for some of the costs associated with taking an FEE-HELP or VET FEE-HELP loan to pay their tuition fees.
HELP information for payers
This document provides information for payers about their withholding obligations where their payees have an accumulated Higher Education Loan Program (HELP) debt.
Higher Education Loan Program - voluntary repayments
Information for individuals planning to make a voluntary repayment toward their HELP debt.
OS-HELP and tax deductibility
Provides students information regarding entitlements to a tax deduction for some of the costs associated with overseas study.
Overview of VET FEE-HELP
This document provides information about what VET FEE-HELP is, how it works and how to repay your VET FEE-HELP debt.
Repaying your HELP debt 2011-12
This publication explains how Higher Education Loan Program (HELP) debts will be repaid in the 2011-12 income year (NAT 3913).
Deferring your compulsory HELP, HECS or Financial Supplement repayment
This document contains information on downloading and completing an application form if you wish to apply to defer your HELP, HECS or Financial Supplement compulsory repayment (NAT 2471).
Repaying your Financial Supplement debt 2011-12
This document explains how Financial Supplement debts will be repaid in the 2011-12 income year.
SFSS information for payers
This document provides information for payers who are required to withhold additional amounts for SFSS from their payees' payments.
Financial Supplement indexation rates
Indexation is applied to the part of accumulated Financial Supplement debts which have remained unpaid for 12 months or more.
Financial Supplement repayment thresholds and rates
A list of repayment thresholds and rates for the compulsory repayment of Financial Supplement debts.
HECS-HELP benefit maximum annual amounts
Provides a list of maximum yearly HECS-HELP benefit amounts that eligible graduates and early childhood education teachers can apply for.
HELP indexation rates
Indexation figure applied to accumulated HELP debts which have remained unpaid for more than 11 months.
HELP repayment calculator
This calculator will help you work out the amount of compulsory Higher Education Loan Program (HELP) repayment on assessment of your income tax return.
HELP repayment thresholds and rates
A list of repayment thresholds and rates for the compulsory repayment of Higher Education Loan Program (HELP) and Higher Education Contribution Scheme (HECS) debts.
Higher Education Loan Program (HELP) voluntary repayment calculator
This calculator gives you an estimate of the bonus you will receive when you make a voluntary repayment towards your HELP debt, and the amount that will remain after your voluntary repayment has been applied.
SFSS repayment calculator
This calculator will help you work out the amount of compulsory SFSS repayment on assessment of your income tax return.
HECS-HELP benefit
Explains what the HECS-HELP benefit is, and who can apply for the benefit as an early childhood education teacher, a maths, science, education or nursing (including midwifery) graduate.
HECS-HELP benefit maximum annual amounts
Provides a list of maximum yearly HECS-HELP benefit amounts that eligible graduates and early childhood education teachers can apply for.
Overview of the HECS-HELP benefit
Provides a general overview on the four benefit types - ECE teachers, maths/science, education and nursing graduates. Explains who is eligible and how to apply.
Deferring your compulsory HELP, HECS or Financial Supplement repayment
This document contains information on downloading and completing an application form if you wish to apply to defer your HELP, HECS or Financial Supplement compulsory repayment (NAT 2471).
FEE-HELP and VET FEE-HELP - tax deductibility
Provides students information regarding entitlements to a tax deduction for some of the costs associated with taking an FEE-HELP or VET FEE-HELP loan to pay their tuition fees.
Financial Supplement indexation rates
Indexation is applied to the part of accumulated Financial Supplement debts which have remained unpaid for 12 months or more.
Financial Supplement repayment thresholds and rates
A list of repayment thresholds and rates for the compulsory repayment of Financial Supplement debts.
HECS-HELP benefit
Explains what the HECS-HELP benefit is, and who can apply for the benefit as an early childhood education teacher, a maths, science, education or nursing (including midwifery) graduate.
HECS-HELP benefit maximum annual amounts
Provides a list of maximum yearly HECS-HELP benefit amounts that eligible graduates and early childhood education teachers can apply for.
HELP indexation rates
Indexation figure applied to accumulated HELP debts which have remained unpaid for more than 11 months.
HELP information for payers
This document provides information for payers about their withholding obligations where their payees have an accumulated Higher Education Loan Program (HELP) debt.
HELP repayment calculator
This calculator will help you work out the amount of compulsory Higher Education Loan Program (HELP) repayment on assessment of your income tax return.
HELP repayment thresholds and rates
A list of repayment thresholds and rates for the compulsory repayment of Higher Education Loan Program (HELP) and Higher Education Contribution Scheme (HECS) debts.
Higher Education Loan Program - voluntary repayments
Information for individuals planning to make a voluntary repayment toward their HELP debt.
Higher Education Loan Program (HELP) voluntary repayment calculator
This calculator gives you an estimate of the bonus you will receive when you make a voluntary repayment towards your HELP debt, and the amount that will remain after your voluntary repayment has been applied.
OS-HELP and tax deductibility
Provides students information regarding entitlements to a tax deduction for some of the costs associated with overseas study.
Overview of the HECS-HELP benefit
Provides a general overview on the four benefit types - ECE teachers, maths/science, education and nursing graduates. Explains who is eligible and how to apply.
Overview of VET FEE-HELP
This document provides information about what VET FEE-HELP is, how it works and how to repay your VET FEE-HELP debt.
Repaying your Financial Supplement debt 2011-12
This document explains how Financial Supplement debts will be repaid in the 2011-12 income year.
Repaying your HELP debt 2011-12
This publication explains how Higher Education Loan Program (HELP) debts will be repaid in the 2011-12 income year (NAT 3913).
Schedule 11 - Higher Education Loan Program (HELP) weekly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from weekly payments, to cover anticipated Higher Education Loan Program (HELP) debts. NAT 2173.
Schedule 12 - Higher Education Loan Program (HELP) fortnightly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from fortnightly payments, to cover anticipated Higher Education Loan Program (HELP) debts. NAT 2185
Schedule 13 - Higher Education Loan Program (HELP) monthly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from monthly payments, to cover anticipated Higher Education Loan Program (HELP) debts. NAT 2186.
Schedule 14 - Statement of formulas for calculating Higher Education Loan Program (HELP) component
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Higher Education Loan Program (HELP) debt. NAT 2335.
Schedule 14E - Statement of formulas for calculating Higher Education Loan Program (HELP) component - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Higher Education Loan Program (HELP) debt and who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 2335E.
Schedule 16 - Statement of formulas for calculating Student Financial Supplement Scheme (SFSS) component
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Student Financial Supplement Scheme (SFSS) debt. NAT 3305.
Schedule 16E - Statement of formulas for calculating Student Financial Supplement Scheme (SFSS) component - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Student Financial Supplement Scheme (SFSS) debt and who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 3305E.
Schedule 17 - Student Financial Supplement Scheme (SFSS) weekly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from weekly payments, to cover anticipated Student Financial Supplement Scheme (SFSS) debts. NAT 3306.
Schedule 18 - Student Financial Supplement Scheme (SFSS) fortnightly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from fortnightly payments, to cover anticipated Student Financial Supplement Scheme (SFSS) debts. NAT 3307.
Schedule 19 - Student Financial Supplement Scheme (SFSS) monthly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from monthly payments, to cover anticipated Student Financial Supplement Scheme (SFSS) debts. NAT 3308.
Schedule 20 - Quarterly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate amounts to be withheld from payments made to payees on a quarterly basis. NAT 3479.
Schedule 20E - Quarterly tax table - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate amounts to be withheld from payments made to payees on a quarterly basis who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 3479E.
Schedule 21 - Calculating Higher Education Loan Program in conjunction with Student Financial Supplement Scheme
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate weekly withholding amounts for payees who have both an accululated Higher Education Loan Program (HELP) debt and an accumulated Student Financial Supplement Scheme (SFSS) debt. NAT 3539.
Schedule 21E - Calculating Higher Education Loan Program in conjunction with Student Financial Supplement Scheme - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate weekly withholding amounts for payees who have both an accululated Higher Education Loan Program (HELP) debt and an accumulated Student Financial Supplement Scheme (SFSS) debt and who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 3539E.
SFSS information for payers
This document provides information for payers who are required to withhold additional amounts for SFSS from their payees' payments.
SFSS repayment calculator
This calculator will help you work out the amount of compulsory SFSS repayment on assessment of your income tax return.
Schedule 11 - Higher Education Loan Program (HELP) weekly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from weekly payments, to cover anticipated Higher Education Loan Program (HELP) debts. NAT 2173.
Schedule 12 - Higher Education Loan Program (HELP) fortnightly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from fortnightly payments, to cover anticipated Higher Education Loan Program (HELP) debts. NAT 2185
Schedule 13 - Higher Education Loan Program (HELP) monthly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from monthly payments, to cover anticipated Higher Education Loan Program (HELP) debts. NAT 2186.
Schedule 14 - Statement of formulas for calculating Higher Education Loan Program (HELP) component
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Higher Education Loan Program (HELP) debt. NAT 2335.
Schedule 14E - Statement of formulas for calculating Higher Education Loan Program (HELP) component - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Higher Education Loan Program (HELP) debt and who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 2335E.
Schedule 16 - Statement of formulas for calculating Student Financial Supplement Scheme (SFSS) component
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Student Financial Supplement Scheme (SFSS) debt. NAT 3305.
Schedule 16E - Statement of formulas for calculating Student Financial Supplement Scheme (SFSS) component - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to obtain the statement of formulas for calculating withholding amounts for payees who have an accumulated Student Financial Supplement Scheme (SFSS) debt and who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 3305E.
Schedule 17 - Student Financial Supplement Scheme (SFSS) weekly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from weekly payments, to cover anticipated Student Financial Supplement Scheme (SFSS) debts. NAT 3306.
Schedule 18 - Student Financial Supplement Scheme (SFSS) fortnightly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from fortnightly payments, to cover anticipated Student Financial Supplement Scheme (SFSS) debts. NAT 3307.
Schedule 19 - Student Financial Supplement Scheme (SFSS) monthly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate the additional tax to be withheld from monthly payments, to cover anticipated Student Financial Supplement Scheme (SFSS) debts. NAT 3308.
Schedule 20 - Quarterly tax table
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate amounts to be withheld from payments made to payees on a quarterly basis. NAT 3479.
Schedule 20E - Quarterly tax table - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate amounts to be withheld from payments made to payees on a quarterly basis who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 3479E.
Schedule 21 - Calculating Higher Education Loan Program in conjunction with Student Financial Supplement Scheme
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate weekly withholding amounts for payees who have both an accululated Higher Education Loan Program (HELP) debt and an accumulated Student Financial Supplement Scheme (SFSS) debt. NAT 3539.
Schedule 21E - Calculating Higher Education Loan Program in conjunction with Student Financial Supplement Scheme - flood levy exemption
For payments made on or after 1 July 2011 to 30 June 2012. Use this table to calculate weekly withholding amounts for payees who have both an accululated Higher Education Loan Program (HELP) debt and an accumulated Student Financial Supplement Scheme (SFSS) debt and who have claimed the flood levy exemption on the Flood levy exemption declaration. NAT 3539E.
 
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