| SuperSeeker |
| SuperSeeker is a free, online search tool that shows you details of any super accounts that have received contributions in the past two financial years, any lost super reported to us and any super money we hold on your behalf. You can also use SuperSeeker to transfer your super online. |
| Superannuation and unclaimed super |
| Explains when super may become unclaimed and how you can find it. |
| Accessing your super benefits |
| You can access your super when you reach preservation age and retire, or you turn 65. There are very limited circumstances where you can access your super before retirement. Temporary residents who have left Australia can apply to have their super paid out. |
| Accessing your super if you have a terminal medical condition |
| Answers to questions about accessing super tax-free if you have a terminal medical condition. |
| Application - excess contributions tax determination |
| How to complete your Application - excess contributions tax determination. |
| Application for direct payment of government super contributions |
| This form should be completed to request a direct payment of your superannuation co-contribution and/or low income superannuation contribution. |
| Applying for a Departing Australia superannuation payment |
| This is the form which eligible temporary residents may complete in order to access their superannuation benefits when they permanently leave Australia. NAT 7204. |
| ATO-held super |
| We may hold amounts paid to us by employers, super funds or the government on your behalf. |
| Authority to provide your tax file number to your super fund |
| Your employee should complete this form if they have not completed a Tax file number declaration (NAT 3092) since 1 July 2007, and want to authorise you to provide their tax file number (TFN) to their super fund. NAT 72129. |
| Bilateral agreements |
| Bilateral social security agreements are international agreements Australia has entered into with certain other countries. |
| Cap on untaxed super lump sum benefits |
| How the untaxed plan cap applies to your untaxed super lump sum benefits (not including death benefits paid from a super fund). |
| Choosing a super fund |
| This document provides information for employees about choosing a super fund. |
| Claiming deductions for personal super contributions |
| When and how you can claim tax deductions for personal super contributions you have made to a complying super fund or retirement savings account. |
| Completing the compulsory release authority and statement |
| Form instructions and a sample copy of the compulsory release authority and statement. |
| Completing the request to transfer whole balance of superannuation benefits between funds form |
| The Request to transfer whole balance of superannuation benefits between funds form, otherwise known as the portability form, allows members to transfer their benefits between funds. |
| Completing the voluntary release authority and statement |
| Form instructions and a sample copy of the voluntary release authority and statement. |
| Completing your choice to have your Australian fund pay tax on a foreign super transfer |
| You should complete this form if you have transferred all of a lump sum superannuation benefit from a foreign super fund to a complying Australian super fund, tax is payable on part of that lump sum benefit, and you choose to have your Australian super. |
| Compulsory employer contributions |
| If you're eligible, your employer has to pay 9% super contributions for you in addition to your salary or wages. You may be able to choose the fund that this super is paid into. If your employer isn't fulfilling their obligations you can lodge an enquiry with us. |
| Conditions of release to access your super before retirement |
| In limited circumstances your super can be accessed before you retire to assist you and your dependants. |
| Contributions for personal injury form |
| A form for those who have received an eligible personal injury payment and want to contribute all or part of the amount to super without it counting towards their non-concessional contributions cap. NAT 71162. |
| Contributions splitting application |
| You should complete this application if you want to split some of your superannuation contributions for the benefit of your spouse. NAT 15237 |
| Directed termination payments |
| This payment ceased on 30 June 2012. |
| ECT - applying to have your contributions disregarded or reallocated |
| Information about applying to have your contributions disregarded or reallocated. |
| Employee superannuation guarantee (SG) calculator tool |
| The employee superannuation guarantee (SG) calculator tool is designed to help you determine whether you are eligible for SG contributions, and whether your employer is paying the correct amount. |
| Examples of untaxed super funds |
| This document contains a list of untaxed super funds. |
| Excess contributions tax and how funds report your contributions |
| Explains when, how and what funds must report to us. We use these reports and information from your income tax return to work out if you have exceeded a super contributions cap. |
| Guide for employees and self-employed - reportable superannuation contributions |
| Information about reportable super contributions and how they apply to the income tests for some tax offsets, the Medicare levy surcharge, and other government benefits and obligations. |
| Guide to superannuation for individuals |
| Explains the super contributions you're entitled to, how to build your super and keep track of it, and how benefits are paid. |
| Illegal super schemes - beware of offers to withdraw your super early |
| Helps you understand why some schemes that advertise they can help you access your super are illegal. |
| Keeping track of your super |
| If you have more than one super account you can combine them to save fees and make it easier to keep track. If you've ever changed your name, address or job, you may have some lost super. SuperSeeker can help you track it down. |
| Key factors that affect how your super payout is taxed |
| Explains how the recent changes to super may affect your super payout. |
| Key superannuation rates and thresholds |
| The key rates and thresholds that apply in relation to contributions and benefits, employment termination payments, superannuation guarantee and co-contributions. |
| Low income super contribution |
| Information about the low income super contribution including eligibility, rates and thresholds and payment. |
| Low rate cap on super lump sum benefits |
| Explains what the low rate cap is and how it applies to your super lump sum benefits. |
| Notice of intent to claim a tax deduction for super contributions or vary a previous notice |
| You should use this notice if you intend to claim a tax deduction for your personal contributions, or want to vary a previous notice of intent you gave your super fund or retirement savings account provider (NAT71121). |
| Online services for individuals - frequently asked questions |
| Answers frequently asked questions for individuals using SuperSeeker in online services. |
| Other contributions and co-contributions |
| You can boost your super by making your own contributions and you may be eligible for government co-contributions. You may also consider salary sacrificing some of your pay into super. There are caps on how much you can contribute without incurring extra tax. |
| Payment of unclaimed money - third party |
| How to complete your application for payment of unclaimed money - third party. |
| Payment of unclaimed super - individual |
| How to complete your application for payment of unclaimed super - individual. |
| Salary sacrificing super |
| Explains what salary sacrificing arrangements are, what you can salary sacrifice into and the benefits. |
| Searching for lost super |
| Complete this form if you want us to search our lost members register and unclaimed super money register for any super you may have lost. |
| Spouse super contribution tax offset |
| Explains who can claim a tax offset for contributions on behalf of a spouse with a low income, and how to work out a claim. |
| Stopping and starting a superannuation income stream |
| Information on the rules around stopping and starting a superannuation income stream. |
| Super - your money, your future |
| Tips for young people about what superannuation (super) is, how to make it grow and the reasons to keep track of it. |
| Super co-contribution |
| Provides information about the super co-contribution. |
| Super co-contribution calculator |
| The super co-contribution calculator is a tool to help individuals and the self-employed estimate their co-contribution entitlement and eligibility. |
| Super contributions - for defined benefit funds and constitutionally protected super funds |
| Explains the special rules that apply to contributions made to defined benefit funds and constitutionally protected super funds. |
| Super contributions - too much super can mean extra tax |
| Explains the caps that apply to super contributions and the tax payable if you exceed these caps. |
| Super contributions from a first home saver account |
| If you hold a first home saver account (FHSA) use this form to contribute the balance of your FHSA to your super and close the account. If you provide accounts use this form to contribute the balance of an account holder's FHSA to your default super fund in order to close the account. |
| Super contributions from a first home saver account under a family law obligation |
| Instructions and form for a first home saver account (FHSA) holder's former spouse and account provider. NAT 72629. |
| Super for same-sex couples and their children |
| Information for super funds on the law changes for same-sex couple and their children. |
| Super lump sums from a foreign super fund |
| How tax applies to super lump sums from a foreign super fund. |
| Super, the government and you |
| A brief description of the roles different government agencies play in the administration of super. |
| Superannuation and relationship breakdowns |
| Information about superannuation and divorce for individuals. |
| Superannuation fund nomination form |
| Nominate an account to receive any superannuation entitlements we are holding for you. NAT 8676. |
| Superannuation information for temporary residents departing Australia |
| Explains what superannuation is and how eligible temporary residents can claim their departing Australia superannuation payment. |
| Superannuation surcharge - information for individuals |
| Explains how the superannuation contributions surcharge and the termination payments surcharge are calculated and how they apply. |
| Tax treatment of transfers from foreign super funds |
| This information sets out the Australian tax treatment of a transfer from a foreign super fund. You may be subject to other obligations in the foreign country. |
| Temporary residents online application |
| Temporary residents can request a refund of their superannuation money held in Australia by submitting an application online. |
| Transferring your super using the portability form |
| To help you consolidate your super if you have changed your name, address or job, you can use this portability form to transfer your whole super balance from one fund to another, including a self-managed super fund. |
| Transition to retirement |
| Information for super funds about paying transition to retirement income streams. Under this measure, fund members who have reached their preservation age can access their benefits without having to retire or leave their job. |
| Turning 60 - what it means for super fund members |
| Explains what happens when you turn 60, including what happens with your interest, how benefits are taxed, claiming offsets and finding any lost super. |
| Understanding a death benefit paid from a super fund |
| Information on death benefits paid from a super fund. |
| Understanding disability benefit payments |
| Provides information about how disability benefits are taxed. |
| Unpaid super |
| If you think that your employer is not paying your superannuation, we have processes in place to help you investigate this. |
| Withdrawal from superannuation holding accounts special account |
| How to complete your Application for direct payment from the superannuation holding accounts special account. NAT 2373. |
| Withdrawal from your inactive superannuation holding account |
| How to complete your Application for direct payment of your inactive SHA special account. NAT 16338. |
| Withdrawal of superannuation guarantee |
| This form should be completed when you are requesting a withdrawal of your superannuation guarantee (SG) entitlements held by us. NAT 8678 |