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Super - your money, your future

 
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Keep track of your super

Keeping an eye on your super is important. If you're not sure where to start, here are a few tips.

  • Keep your details up-to-date
    Contact your fund if any of your details change. It's just as important as notifying your bank or employer, if you move house or change your name.
  • Make sure your fund has your TFN
    Check your super statement or contact your fund. Your TFN is the key to your super - if your fund has your TFN you may:
    • avoid paying extra tax on your super
    • make personal contributions
    • avoid having lost super
    • get a government super co-contribution
    • track all your super with SuperSeeker.
  • Make sure your employer is paying the right amount of super
    If you think you're missing out, talk to your employer or contact us. Refer to Unpaid super to see how we can help.
  • Check how many super accounts you have
    Do you have a different super account for every job you've ever had? Having more than one account could mean you're paying more than one set of fees. To find out if you have any lost or ATO-held super you can do a quick search. You will need to provide your name, date of birth and tax file number.
  • When you change jobs, consider using an account you already have
    You can usually ask your new employer to use any account, including one you already have. This could help you to save on fees and charges, and avoid having lost super.
  • Keep all your super documents in a safe place
    File them with your other tax and work papers. Keeping your paperwork together will also make it easier when you use SuperSeeker.
  • Check your super
    When you get your super statement, check that your contact details are correct, your fund has your TFN and that your employer is making regular contributions for you.
  • Check your insurance cover
    Your fund may deduct money from your super account for death and disability insurance. It's worth speaking to your fund or a financial adviser to see if this is the best option for you.
  • Find out more about the recent changes to super
    Watch our videos on YouTube to see how changes may affect you.

Last Modified: Monday, 18 February 2013

 
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