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Higher Education Loan Program (HELP)

Schedule 8 - Statement of formulas for calculating study and training support loans components
A schedule to help calculate the amounts to be withheld from payments made on a weekly basis for employees who have a Higher Education Loan Program (HELP), Student Start-up Loan (SSL), Trade Support Loan (TSL) or Financial Supplement debt. For payments made on or after 1 July 2020.
Study and training loan repayment calculator
This calculator will help you determine an estimate of the compulsory repayment amount required towards your study or training loan.
Types of loans
There are a number of loans available from the Australian Government to help you complete further training and study.
When must you repay your loan
You must start repaying your loan when your repayment income exceeds the minimum repayment threshold.