A-Z index

Studying and student debt

HECS-HELP benefit - Overview
This webpage provides instructions and an application form to apply for the HECS-HELP benefit as an early childhood, maths, science, education or nursing graduate.
HECS-HELP benefit maximum annual amounts
Provides a list of maximum yearly HECS-HELP benefit amounts that eligible graduates and early childhood education teachers can apply for.
HELP, TSL and SFSS repayment thresholds and rates
A list of repayment thresholds and rates for the compulsory repayment of Higher Education Loan Program (HELP),and other related assistance programs.
Study and training loan indexation rates
Indexation rate on your accumulated HELP, VSL, SFSS, SSL, ABSTUDY SSL, and TSL study and training debts which have been unpaid for more than 11 months.
Study and training loan repayment calculator
This calculator will help you determine an estimate of the amount of your Higher Education Loan Program (HELP), Student Start-up Loan (SSL), ABSTUDY Student Start-up Loan (ABSTUDY SSL), Trade Support Loan (TSL) or Student Financial Supplement Scheme (SFSS) compulsory repayment and HELP or TSL overseas levy.
Study and training support loans
As a student you pay tax on your income; deductions or offsets reduce the amount of tax you pay. Your HELP (Higher education loan program) loan is repaid through the tax system. Overseas students may need to pay tax on income they earn in Australia.