A-Z index

HECS or HELP debt

Deferring repayments
You may apply to defer your compulsory repayment or overseas levy if you are in serious hardship or there are other special reasons affecting you.
HELP, TSL and SFSS repayment thresholds and rates
A list of repayment thresholds and rates for the compulsory repayment of Higher Education Loan Program (HELP),and other related assistance programs.
Overseas repayments
Provide an overseas travel notification and report your worldwide income to ATO if you have a Higher Education Loan Program (HELP), VET Student Loan (VSL) or Trade Support Loan (TSL).
Study and training loan indexation rates
Indexation rate on your accumulated HELP, VSL, SFSS, SSL, ABSTUDY SSL, and TSL study and training debts which have been unpaid for more than 11 months.
Study and training loan repayment calculator
This calculator will help you determine an estimate of the compulsory repayment amount required towards your study or training loan.
Study and training support loans fortnightly tax table
Tax table for payments made fortnightly where employee has a study and training support loan.
Study and training support loans weekly tax table
Tax table for payments made weekly where employee has a study and Training Support Loan.
View your loan balance online
You can use our online services to view your loan account and other information, such as your payment reference number (PRN) and voluntary repayment options.
Voluntary repayments
You can make voluntary repayments at any time to help reduce your balance.