A-Z index

HECS or HELP debt

Deferring repayments
You may apply to defer your compulsory repayment or overseas levy if you are in serious hardship or there are other special reasons affecting you.
HELP, TSL and SFSS repayment thresholds and rates
A list of repayment thresholds and rates for the compulsory repayment of Higher Education Loan Program (HELP), and other related assistance programs.
Overseas repayments
Provide an overseas travel notification and report your worldwide income if you have a study or training support loan.
Schedule 13 - Tax table for superannuation income streams
Use this table to calculate amounts to be withheld from superannuation income stream payments, including superannuation death benefit income stream payments. For payments made on or after 1 July 2021.
Schedule 8 - Statement of formulas for calculating study and training support loans components
A schedule to help calculate the amounts to be withheld from payments made on a weekly basis for employees who have a study and training support loan.
Study and training loan indexation rates
Indexation rate on your accumulated HELP, VSL, SFSS, SSL, ABSTUDY SSL, and TSL study and training loans which have been unpaid for more than 11 months.
Study and training loan repayment calculator
This calculator will help you determine an estimate of the compulsory repayment amount required towards your study or training loan.
Study and training support loans fortnightly tax table
Use this tax table for payments made fortnightly where an employee has a study and training support loan.
Study and training support loans monthly tax table
Use this tax table for payments made monthly where an employee has a study and training support loan.
Study and training support loans weekly tax table
Use this tax table for payments made weekly where an employee has a study and training support loan.
View your loan balance online
You can use our online services to view your loan account and other information, such as your payment reference number (PRN) and voluntary repayment options.
Voluntary repayments
You can make voluntary repayments at any time to help reduce your balance.