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  • Employer super quick check

    Paying super is an important part of being an employer.

    Super provides income for your workers in retirement.

    Here's how to run a quick check of your super obligations to make sure you've got everything sorted.

    • Check you're paying super to all eligible workers.  
      • Some contractors may be entitled to super.
    • Check that you're paying the right amount.  
      • Currently, you need to pay a minimum of 9.5% of their ordinary time earnings.
    • Check you're paying on time.  
      • It is tax deductible against your business income.
      • At a minimum, you can pay super quarterly.
      • If you fail to pay on time, you may need to pay a superannuation guarantee charge, which is not tax deductible.
    • Check you're paying to the right place.  
      • Pay super into your workers fund of choice.
      • If they haven't given you the details, pay it into your default fund.
    • Check that you're paying the right way.  
      • Pay the SuperStream way – send both the payment and data electronically in a standard format.
      • You may be able to use the free Small Business Super Clearing House to distribute payments to your employees' super funds.
    • Check you're keeping accurate records.  
      • Have evidence to show you've met your obligations.

    Employing people involves lots of obligations, including superannuation. We have the tools and calculators to help you get it right.

    Next steps:

    Last modified: 05 Sep 2018QC 50339