Tips for different ages
Super tips in your 50s
If you plan to retire in the next 10 to 15 years, you may need to focus more on your super. Consider making extra contributions and reviewing your investment strategy. Be aware that if you make contributions greater than the super contributions caps you will have to pay extra tax.
Super tips in your 60s
From age 65, most people have unrestricted access to their super. However, your investment options remain very important to ensure you have enough money to last your retirement years. If you are over 65, you may have unclaimed super that has been paid to us or to a state or territory authority.
Super tips in your 70s
You can make contributions to your super until you turn 75 as long as you work at least 40 hours in 30 consecutive days in the financial year. Your employer can claim a tax deduction for before-tax contributions until you turn 75.
Check who your listed beneficiaries are - ask your super fund.
You'll want to consider different aspects of super depending on whether you're in your fifties, sixties or seventies.