• Accessing your super

    You can access your super:

    • when you turn 65 (even if you haven’t retired), or
    • when you reach preservation age and retire, or
    • under the transition to retirement rules, while continuing to work.

    There are very limited circumstances where you can access your super savings early. These circumstances are mainly related to specific medical conditions or severe financial hardship.

    Your preservation age is not the same as your pension age. Your preservation age is the age at which you can access your super if you are retired (or have started a transition to a retirement income stream).

    Your preservation age depends on when you were born. You can use this table to work out your preservation age.

    Date of birth

    Preservation age

    Before 1 July 1960

    55

    1 July 1960 – 30 June 1961

    56

    1 July 1961 – 30 June 1962

    57

    1 July 1962 – 30 June 1963

    58

    1 July 1963 – 30 June 1964

    59

    From 1 July 1964

    60

    See also:

    Check my super
  • Last modified: 08 May 2015QC 23234