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  • Getting your super started

    There are some things in life that can be done at the last minute. Growing enough super is not one of them so start early and grow the super you deserve. Start early and actively manage your super across your working life.

    For most people, super begins when you start work and your employer starts paying super for you.

    If you're a contractor or a temporary resident and are working in Australia, you may also be entitled to super.

    If you're self-employed, you can choose whether to contribute super for yourself.

    You should provide your tax file number (TFN) to your employer and/or super fund. If you don’t, your super fund may take extra tax out of your super contributions and will not be able to accept any non-employer contributions.

    You can choose between a super fund that manages your super for you or you can set up your own self-managed super fund (SMSF).

    Super funds invest your money in many things, such as shares, property and managed funds. They may also offer different types of insurance, such as income protection.

    Check your super

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    Last modified: 28 Nov 2018QC 44985