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  • About downsizer contributions

    A downsizer contribution doesn’t count towards any of the contribution caps and will not affect your total superannuation balance until it is re-calculated at the end of the financial year.

    However, downsizer contributions will count towards your transfer balance cap. This cap applies when you move your super savings into retirement phase and will be considered for determining eligibility for the age pension.

    You may wish to seek independent financial advice in relation to the age pension asset tests.

      Last modified: 15 Dec 2022QC 67684