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  • Defined benefit funds

    In a defined benefit fund, your benefits do not depend solely on contributions and earnings. Your benefit may depend on other factors, such as your years of service or final average salary (on retirement or termination of employment).

    Different rules apply for calculating contributions depending on whether they are made to:

    • a funded defined benefit fund
    • an unfunded defined benefit fund
    • a hybrid super fund.

    Contact your super fund to find out if it is a funded or unfunded defined benefit fund, or a hybrid super fund.

      Last modified: 26 Sep 2018QC 20481