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  • When can you legally access your super

    Generally, you can only access your super when you:

    • reach preservation age and retire
    • turn 65 even if you're still working.

    To access your super legally, you must satisfy a condition of release.

    There are very limited circumstances where you can legally access your super early. Eligibility requirements often relate to specific expenses.

    It is illegal to access your super for any reason other than when it is allowed by the superannuation law.

    Remember, there are only a few reasons to access your super and accessing it early may be illegal (PDF, 157 KB)This link will download a file.

      Last modified: 11 Jan 2023QC 18810