• Keeping track of your super

    Your super is your savings for retirement. It is important to be aware of what super accounts you have, how much is being contributed, and what insurance they provide.

    If you have ever changed your name, address or job, you may have lost track of some of your super.

    Having several super accounts could mean multiple fees and charges are reducing your overall super investment.

    Watch:

     

    Duration 01:17. A transcript of Too many super accounts? is also available.

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    Check your super

    There are a number of ways to check and manage your super.

    You can create a myGovExternal Link account and link the ATO to:

    • see details of all your super accounts, including any you have lost track of
    • find lost super held by super funds that you can rollover into a super account of your choice
    • find ATO-held super – if the government, your super fund or your employer can't find an account to transfer your super to, we hold it on your behalf
    • combine multiple super accounts by transferring your super into your preferred super account – before consolidating, check you will not lose valuable insurance.

    To find out how much you contributed to your super fund so you do not exceed the superannuation contribution caps, phone us on 13 10 20.

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    Working overseas

    If you take up an Australian employer’s offer to temporarily work overseas, your employer must continue to pay super contributions for you in Australia.

    You or your employer will not have to pay super (or a super equivalent) in the other country if both the following apply:

    Last modified: 22 Dec 2016QC 23228