Show download pdf controls
  • Compassionate release of Super

    There are limited circumstances when a member an access their superannuation early.

    The member must have no other means of paying for the expenses.

    The amount of super a member can withdraw is limited to what they reasonably need to meet the unpaid expense.

    A client can withdraw some of their super on compassionate grounds if they need money to pay for:

    • medical treatment and medical transport for themselves or a dependant
    • making a payment on a home loan or council rates so they don't lose their home
    • modifying their home or vehicle to accommodate their or their dependant's severe disability
    • palliative care for themselves or a dependant
    • expenses associated with the death, funeral, or burial of a dependant.

    Members can determine their eligibility by referring to ato.gov.au content. They can access this page by using QC60034 in the search bar which will provide them with the relevant search results to determine for themselves if they are eligible.

    The ATO is unable to approve the release of superannuation outside of the above grounds. We commonly receive calls from people experiencing hardship or wanting to access their superannuation to assist with general expenses. Unfortunately, these circumstances do not meet the grounds for Compassionate release.

    See also

    Keep up to date

      Last modified: 25 Mar 2022QC 68223