You may apply to defer your compulsory repayment if:
- making your compulsory repayment would cause you serious hardship
- there are other special reasons – for example, natural disasters affecting you, death or serious illness in the family that requires you to travel.
If you apply to defer your repayment under serious hardship, we will ask you for a detailed statement of your household income and expenditure to justify your claim. We may also ask you to provide further details of income and expenditure, and evidence, such as a copy of your most recent payslip.
If you have special circumstances and need to apply to defer your repayment, complete a Deferring your compulsory HELP, HECS, TSL, SSL or Financial Supplement repayment form (NAT 2471).
How to apply for deferral
For help completing the application, contact us.
You may apply to defer your compulsory repayment if you have special circumstances, such as serious hardship or you are affected by a natural disaster.