Government super contributions
In some circumstances, the government can make additional contributions to your super.
You don't need to apply for these government super contributions. If you're eligible and your fund has your tax file number (TFN), we will pay it to your fund account automatically.
On this page:
The super co-contribution helps eligible people boost their retirement savings.
If you are a low or middle-income earner and make personal (after-tax) super contributions to your super fund, the government also makes a contribution (called a co-contribution) up to a maximum amount of $500.
To be eligible for a co-contribution you must meet the eligibility requirements.
If you have more than one fund and you want your co-contribution paid to a particular one, you'll need to nominate your preferred fund.
If you are now retired and no longer have an eligible super account that will accept the co-contribution, you can request a direct payment.
Request this by either:
Low income super tax offset
Effective 1 July 2017, eligible individuals with an adjusted taxable income up to $37,000 will receive a low income super tax offset (LISTO) payment to their super fund. LISTO replaces the low income super contribution (LISC) that was repealed from 1 July 2017 and retains the same features.
The LISTO is calculated on 15% of the concessional (before tax) super contributions you or your employer pays into your super fund. The maximum payment you can receive for a financial year is $500, and the minimum is $10. If you're eligible for less than $10, we will round this up to $10.
If you've reached your ‘preservation age’ and are retired, you can apply to have your LISTO paid directly to you.
To request a direct payment, you can:
Check your superEligible individuals may be entitled to receive super contribution payments from the government.