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  • Keeping track of your super

    Your super is your savings for retirement. It's important that you know:

    • how much super you're getting
    • what super accounts you have
    • what insurance is provided for you.

    Having several super accounts could mean you're paying multiple fees and charges, which may reduce your overall retirement income.

    Lost and unclaimed super

    If you have ever changed your name, address, job or lived overseas, you may have unintentionally lost track of some of your super.

    If you have lost track of your super it may be held by either your super fund as a lost account, or by us as an ATO-held account. Wherever your super is, you can check for it using ATO online services through myGov.

    Check your super

    You can find and manage your super using ATO online services through myGov. You can:

    • see details of all your super accounts, including any you may have forgotten about
    • find lost super held by your super funds
    • find ATO-held super - if your super fund, employer or the government can't find a super account to transfer your super to, we hold it on your behalf until you claim it from us
    • combine your multiple super accounts by transferring your super into one super account.

    Before consolidating, check with your fund to see if there are any exit fees or whether you will lose any valuable insurance. For more information, visit ASIC's MoneySmart websiteExternal Link.

    To find and manage your super using our online services:

    • log in or create a myGovExternal Link account
    • link your myGov account to the ATO
    • select 'super'
    • you can then find and choose to transfer your super.

    If you are unable to access our online services through myGov you can phone us.

    Note: To find out how much you contributed to your super fund so you do not exceed the superannuation contribution caps, you will need to contact your super fund.

    Can’t find the information you’re looking for? See whether the CommunityExternal Link can help you!

    See also:

    Authorised by the Australian Government, Canberra.

    Last modified: 09 Nov 2018QC 23228