PRIVACY ACT 1988

PART IIIA - CREDIT REPORTING  

Division 3 - Credit providers  

Subdivision D - Dealing with credit eligibility information etc.  

SECTION 21H   21H   PERMITTED CP USES IN RELATION TO INDIVIDUALS  


A use by a credit provider of credit eligibility information about an individual is a permitted CP use in relation to the individual if:


(a) the relevant credit reporting information was disclosed to the provider under a provision specified in column 1 of the table for the purpose (if any) specified in that column; and


(b) the provider uses the credit eligibility information for the purpose specified in column 2 of the table.


Permitted CP uses
Column 1 Column 2
Item The relevant credit reporting information was disclosed to the credit provider under ... The credit provider uses the credit eligibility information for ...
1 item 1 of the table in subsection 20F(1) for the purpose of assessing an application for consumer credit made by the individual to the provider. (a) a securitisation related purpose of the provider in relation to the individual; or
(b) the internal management purposes of the provider that are directly related to the provision or management of consumer credit by the provider.
2 item 2 of the table in subsection 20F(1) for a particular commercial credit related purpose of the provider in relation to the individual. that particular commercial credit related purpose.
3 item 2 of the table in subsection 20F(1) for the purpose of assessing an application for commercial credit made by a person to the provider. the internal management purposes of the provider that are directly related to the provision or management of commercial credit by the provider.
4 item 3 of the table in subsection 20F(1) for a credit guarantee purpose of the provider in relation to the individual. (a) the credit guarantee purpose; or
(b) the internal management purposes of the provider that are directly related to the provision or management of any credit by the provider.
5 item 5 of the table in subsection 20F(1) . the purpose of assisting the individual to avoid defaulting on his or her obligations in relation to consumer credit provided by the provider to the individual.
6 item 6 of the table in subsection 20F(1) for a particular securitisation related purpose of the provider in relation to the individual. that particular securitisation related purpose.




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