PRIVACY ACT 1988

PART IIIA - CREDIT REPORTING  

Division 6 - Unauthorised obtaining of credit reporting information etc.  

SECTION 24A   OBTAINING CREDIT ELIGIBILITY INFORMATION FROM A CREDIT PROVIDER  

Offences

24A(1)  
An entity commits an offence if:


(a) the entity obtains credit eligibility information; and


(b) the information is obtained from a credit provider; and


(c) the entity is not:


(i) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or

(ii) an access seeker for the information.

Penalty: 200 penalty units.

24A(2)  
An entity commits an offence if:


(a) the entity obtains credit eligibility information; and


(b) the information is obtained from a credit provider; and


(c) the information is obtained by false pretence.

Penalty: 200 penalty units.

Civil penalties

24A(3)  
An entity must not obtain credit eligibility information from a credit provider if the entity is not:


(a) an entity to which the provider is permitted to disclose the information under Division 3 of this Part; or


(b) an access seeker for the information.

Civil penalty: 2,000 penalty units.

24A(4)  
An entity must not obtain, by false pretence, credit eligibility information from a credit provider.

Civil penalty: 2,000 penalty units.




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