Private Health Insurance Act 2007
CHAPTER 3
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COMPLYING HEALTH INSURANCE PRODUCTS
PART 3-3
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REQUIREMENTS FOR COMPLYING HEALTH INSURANCE PRODUCTS
Division 66
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Community rating requirements
SECTION 66-1
COMMUNITY RATING REQUIREMENTS
66-1(1)
An insurance policy meets the community rating requirements in this Division if: (a) the policy prohibits the private health insurer that issued the policy from breaching the principle of community rating in section 55-5 in relation to a person insured under the policy; and (b) the policy has no terms or conditions that would allow the insurer to [*]
66-1(2)
For the purposes of paragraph (1)(d) , an insurance policy is issued under a new [*]
An insurance policy meets the community rating requirements in this Division if: (a) the policy prohibits the private health insurer that issued the policy from breaching the principle of community rating in section 55-5 in relation to a person insured under the policy; and (b) the policy has no terms or conditions that would allow the insurer to [*]
To find definitions of asterisked terms, see the Dictionary in Schedule 1 .
improperly discriminate against a person insured under the policy; and (c) the only discounts (if any) available under the policy are discounts allowed under subsection 66-5(2) ; and (d) unless the policy is issued under a new [*]To find definitions of asterisked terms, see the Dictionary in Schedule 1 .
product (see subsection (2) ) - the premiums payable under the policy meet the premium requirement in section 66-5 .66-1(2)
For the purposes of paragraph (1)(d) , an insurance policy is issued under a new [*]
To find definitions of asterisked terms, see the Dictionary in Schedule 1 .
product if the amount of premiums charged under policies in the product has not changed since the first policy in the product was issued.