PRIVACY ACT 1988

PART IIIA - CREDIT REPORTING  

Division 2 - Credit reporting bodies  

Subdivision F - Access to, and correction of, information  

SECTION 20S   CORRECTION OF CREDIT REPORTING INFORMATION  

20S(1)  
If:


(a) a credit reporting body holds credit reporting information about an individual; and


(b) the body is satisfied that, having regard to a purpose for which the information is held by the body, the information is inaccurate, out-of-date, incomplete, irrelevant or misleading;

the body must take such steps (if any) as are reasonable in the circumstances to correct the information to ensure that, having regard to the purpose for which it is held, the information is accurate, up-to-date, complete, relevant and not misleading.

20S(2)  
If:


(a) the credit reporting body corrects credit reporting information under subsection (1); and


(b) the body has previously disclosed the information under this Division (other than subsections 20D(2) and 20T(4) );

the body must, within a reasonable period, give each recipient of the information written notice of the correction.

20S(3)  
Subsection (2) does not apply if:


(a) it is impracticable for the credit reporting body to give the notice under that subsection; or


(b) the credit reporting body is required by or under an Australian law, or a court/tribunal order, not to give the notice under that subsection.


 

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