Division 3 - Credit providers  

Subdivision D - Dealing with credit eligibility information etc.  


A disclosure by a credit provider of credit eligibility information about an individual is a permitted CP disclosure in relation to the individual if:

(a) the disclosure is to a person or body that carries on a business or undertaking that involves the collection of debts on behalf of others; and

(c) the information is disclosed to the person or body for the primary purpose of the person or body collecting payments that are overdue in relation to:

(i) consumer credit provided by the provider to the individual; or

(ii) commercial credit provided by the provider to a person; and

(d) the information is information of a kind referred to in subsection (2).


See section 21NA for additional rules about the disclosure of credit eligibility information under this subsection.

The information for the purposes of paragraph (1)(d) is:

(a) identification information about the individual; or

(b) court proceedings information about the individual; or

(c) personal insolvency information about the individual; or

(d) if subparagraph (1)(c)(i) applies - default information about the individual if:

(i) the information relates to a payment that the individual is overdue in making in relation to consumer credit that has been provided by the credit provider to the individual; and

(ii) the provider does not hold, or has not held, payment information about the individual that relates to that overdue payment.


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