Privacy Act 1988

PART IIIA - CREDIT REPORTING  

Division 3 - Credit providers  

Subdivision D - Dealing with credit eligibility information etc.  

SECTION 21M   PERMITTED CP DISCLOSURES TO DEBT COLLECTORS  

21M(1)    
A disclosure by a credit provider of credit eligibility information about an individual is a permitted CP disclosure in relation to the individual if:


(a) the disclosure is to a person or body that carries on a business or undertaking that involves the collection of debts on behalf of others; and


(c) the information is disclosed to the person or body for the primary purpose of the person or body collecting payments that are overdue in relation to:


(i) consumer credit provided by the provider to the individual; or

(ii) commercial credit provided by the provider to a person; and


(d) the information is information of a kind referred to in subsection (2).

Note:

See section 21NA for additional rules about the disclosure of credit eligibility information under this subsection.


21M(2)    
The information for the purposes of paragraph (1)(d) is:


(a) identification information about the individual; or


(b) court proceedings information about the individual; or


(c) personal insolvency information about the individual; or


(d) if subparagraph (1)(c)(i) applies - default information about the individual if:


(i) the information relates to a payment that the individual is overdue in making in relation to consumer credit that has been provided by the credit provider to the individual; and

(ii) the provider does not hold, or has not held, payment information about the individual that relates to that overdue payment.


 

Disclaimer and notice of copyright applicable to materials provided by CCH Australia Limited

CCH Australia Limited ("CCH") believes that all information which it has provided in this site is accurate and reliable, but gives no warranty of accuracy or reliability of such information to the reader or any third party. The information provided by CCH is not legal or professional advice. To the extent permitted by law, no responsibility for damages or loss arising in any way out of or in connection with or incidental to any errors or omissions in any information provided is accepted by CCH or by persons involved in the preparation and provision of the information, whether arising from negligence or otherwise, from the use of or results obtained from information supplied by CCH.

The information provided by CCH includes history notes and other value-added features which are subject to CCH copyright. No CCH material may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy for your personal use only, provided you keep intact all copyright and other proprietary notices. In particular, the reproduction of any part of the information for sale or incorporation in any product intended for sale is prohibited without CCH's prior consent.