Downsizer super contributions data

Downsizer super contributions

A downsizer contribution is a personal super contribution, but doesn’t count towards your non-concessional contribution cap. It will be reflected in your total superannuation balance when it is next calculated (on 30 June).

If you are 55 years or older at the time of making the contribution, you may be able to contribute up to $300,000 from the proceeds of the sale (or part sale) of your home into your super fund. For more information, see Downsizer super contributions.

About the downsizer super data

This data is based on information reported to us by super funds about the downsizer contributions made by their members. It includes updated or corrected information about historical contributions.

The data on this page is current as of 16 July 2026.

Data for 2024–25 and earlier financial years is relatively settled but can change. The 2025–26 data will be subject to substantial change as reporting of downsizer contributions for that financial year is ongoing.

Unless stated otherwise, in the following data tables references to the number of individuals is rounded to the nearest 100, and references to dollar amounts are rounded to the nearest $100,000. Totals may not add up due to rounding.

Definitions

A 'financial year' is defined by the 1 July to 30 June date range. Where the data relates to a financial year, the reference is to the financial year in which the downsizer contribution was received by the super fund. This may differ from the financial year in which the contribution was reported to us by the super fund.

'Age' is referenced in the data as the individual's age at the date they make the downsizer contribution to their super fund.

'State or territory' is referenced based on the individual’s residential location at the date the contribution is reported to us by the super fund.

Downsizer super contributions data tables

The following are data tables for downsizer super contributions, broken into total, average, demographics, age, and gender.

Table 1: Total individuals and total downsizer contributions by financial year
Financial year	Total individuals	Total contribution ($b)
2018–19	6,500	1.558
2019–20	10,700	2.561
2020–21	13,000	3.184
2021–22	19,700	5.068
2022–23	16,000*	4.250
2023–24	17,300	4.588
2024–25	20,100	5.374
2025–26	19,700	5.236

Note: The downsizer contribution eligibility age was reduced twice during 2022–23, from 65 to 60 years on 1 July 2022 and from 60 to 55 years on 1 January 2023.

Table 2: Percentage of individuals and total average downsizer contribution by state or territory from 2018–19 to 2025–26
State or territory	Individuals (% of total)	Total average contribution
NSW	32.73	$268,000
VIC	24.76	$259,000
QLD	22.79	$250,000
WA	8.65	$255,000
SA	6.83	$250,000
ACT	1.95	$259,000
TAS	1.96	$253,000
NT	0.24	$256,000
Unmatched	0.10	$248,000

In Table 2, we rounded average contribution amounts to the nearest $1,000.

Downsizer location demographics data

Tables 3 to 10 show the total number of individuals and contribution by state and territory for the financial year.

The total number of individuals is rounded to the nearest 100 (or the nearest 5 for Table 10 – NT). Contributions are rounded to the nearest $100,000 for all tables.

New South Wales

Table 3: Downsizer location demographics – NSW
Financial year	Individuals	Contribution ($m)
2018–19	2,100	520.6
2019–20	3,400	839.7
2020–21	4,300	1103.3
2021–22	6,400	1715.6
2022–23	5,100	1384.1
2023–24	5,800	1584.4
2024–25	6,700	1826.5
2025–26	6,600	1793.7

Victoria

Table 4: Downsizer location demographics – VIC
Financial year	Individuals	Contribution ($m)
2018–19	1,700	407.5
2019–20	3,000	729.1
2020–21	3,000	735.7
2021–22	4,800	1246.2
2022–23	4,100	1098.1
2023–24	4,300	1131.2
2024–25	4,900	1318.6
2025–26	4,700	1224.4

Queensland

Table 5: Downsizer location demographics – QLD
Financial year	Individuals	Contribution ($m)
2018–19	1,500	354.6
2019–20	2,400	541.8
2020–21	3,200	750.8
2021–22	4,900	1199.8
2022–23	3,500	897.4
2023–24	3,800	986.5
2024–25	4,300	1121.5
2025–26	4,400	1153.2

Western Australia

Table 6: Downsizer location demographics – WA
Financial year	Individuals	Contribution ($m)
2018–19	400	100.8
2019–20	700	174.0
2020–21	1,100	248.1
2021–22	1,500	361.7
2022–23	1,500	405.6
2023–24	1,600	424.0
2024–25	2,000	520.3
2025–26	1,800	482.2

South Australia

Table 7: Downsizer location demographics – SA
Financial year	Individuals	Contribution ($m)
2018–19	400	97.0
2019–20	700	163.4
2020–21	900	217.3
2021–22	1,300	329.5
2022–23	1,100	272.5
2023–24	1,100	289.2
2024–25	1,400	370.9
2025–26	1,400	362.5

Australian Capital Territory

Table 8: Downsizer location demographics – ACT
Financial year	Individuals	Contribution ($m)
2018–19	200	38.0
2019–20	200	54.0
2020–21	300	62.9
2021–22	400	111.9
2022–23	400	95.3
2023–24	300	72.5
2024–25	400	99.2
2025–26	300	88.0

Tasmania

Table 9: Downsizer location demographics – TAS
Financial year	Individuals	Contribution ($m)
2018–19	200	36.3
2019–20	200	56.9
2020–21	300	63.4
2021–22	400	93.8
2022–23	300	83.5
2023–24	300	79.0
2024–25	400	96.7
2025–26	400	100.6

Northern Territory

Table 10: Downsizer location demographics – NT
Financial year	Individuals	Contribution ($m)
2018–19	15	3.4
2019–20	10	2.2
2020–21	10	2.8
2021–22	35	9.2
2022–23	35	9.6
2023–24	35	7.8
2024–25	55	14.8
2025–26	90	24.6

Downsizer age and financial year data

Tables 11 to 19 show the number of individuals and number of contributions by age and financial year.

Table 11: Individuals 55 to 59 years old
Financial year	Individuals	Contribution ($m)
2018–19	n/a	n/a
2019–20	n/a	n/a
2020–21	n/a	n/a
2021–22	n/a	n/a
2022–23	400	104.7
2023–24	1,200	309.1
2024–25	1,300	355.4
2025–26	1,500	392.0

Note: From 1 January 2023, eligibility changed to 55 years and over.

Table 12: Individuals 60 to 64 years old
Financial year	Individuals	Contribution ($m)
2018–19	n/a	n/a
2019–20	n/a	n/a
2020–21	n/a	n/a
2021–22	n/a	n/a
2022–23	3,200	875.0
2023–24	3,000	810.3
2024–25	3,800	1036.7
2025–26	3,800	1029.4

Note: From 1 July 2022 to 31 December 2022, eligibility changed to 60 years and over.

Table 13: Individuals 65 to 69 years old
Financial year	Individuals	Contribution ($m)
2018–19	2,400	568.6
2019–20	3,800	910.0
2020–21	4,600	1136.3
2021–22	6,800	1756.0
2022–23	3,600	950.0
2023–24	3,700	982.2
2024–25	4,200	1129.5
2025–26	4,200	1132.4

Note: From 1 July 2018 to 30 June 2022, eligibility was 65 years and over.

Table 14: Individuals 70 to 74 years old
Financial year	Individuals	Contribution ($m)
2018–19	2,100	504.3
2019–20	3,400	802.7
2020–21	4,200	994.0
2021–22	6,100	1533.9
2022–23	3,400	901.1
2023–24	3,500	917.0
2024–25	3,700	991.1
2025–26	3,600	952.0

Table 15: Individuals 75 to 79 years old
Financial year	Individuals	Contribution ($m)
2018–19	1,200	283.1
2019–20	2,000	468.2
2020–21	2,500	615.1
2021–22	4,000	1,013.7
2022–23	3,100	790.5
2023–24	3,300	847.7
2024–25	3,600	935.2
2025–26	3,300	843.6

Table 16: Individuals 80 to 84 years old
Financial year	Individuals	Contribution ($m)
2018–19	500	133.6
2019–20	1,000	238.9
2020–21	1,100	290.3
2021–22	1,800	475.5
2022–23	1,500	399.3
2023–24	1,700	452.1
2024–25	2,100	559.2
2025–26	1,900	501.3

Table 17: Individuals 85 to 89 years old
Financial year	Individuals	Contribution ($m)
2018–19	200	50.7
2019–20	400	101.3
2020–21	400	108.3
2021–22	800	209.1
2022–23	600	165.2
2023–24	700	183.3
2024–25	900	261.5
2025–26	900	252.8

Table 18: Individuals 90 to 94 years old
Financial year	Individuals	Contribution ($m)
2018–19	100	14.4
2019–20	100	34.5
2020–21	100	34.9
2021–22	200	69.0
2022–23	200	50.0
2023–24	200	62.0
2024–25	300	83.8
2025–26	400	101.6

Table 19: Individuals 95 years and older
Financial year	Individuals	Contribution ($m)
2018–19	10	3.5
2019–20	20	5.4
2020–21	20	5.4
2021–22	35	10.6
2022–23	35	10.1
2023–24	40	11.0
2024–25	55	16.3
2025–26	85	24.1

Downsizer gender and contribution data

Table 20: Summarised percentage of gender and average amount contributed by financial year
Financial year	Male (%)	Average contribution	Female (%)	Average contribution
2018–19	46.54	$239,000	53.46	$242,000
2019–20	45.36	$238,000	54.64	$239,000
2020–21	46.00	$244,000	54.00	$246,000
2021–22	46.09	$257,000	53.91	$257,000
2022–23	42.91	$265,000	57.09	$267,000
2023–24	43.84	$265,000	56.16	$266,000
2024–25	43.59	$267,000	56.41	$269,000
2025–26	42.87	$266,000	57.13	$266,000

In Table 20, we rounded average contribution amounts to the nearest $1,000.

Table 21: Number and percentage of individuals by gender and amount of contributions by financial year
Financial year	Male	Male (%)	Contribution ($m)	Female	Female (%)	Contribution ($m)
2018–19	3,000	46.54	720.8	3,500	53.46	837.3
2019–20	4,900	45.36	1,159.7	5,900	54.64	1,401.3
2020–21	6,000	46.00	1,457.6	7,000	54.00	1,726.7
2021–22	9,100	46.09	2,337.2	10,600	53.91	2,730.5
2022–23	6,800	42.91	1,816.0	9,100	57.09	2,430.0
2023–24	7,600	43.84	1,998.5	9,700	56.16	2,576.2
2024–25	8,700	43.59	2,329.8	11,300	56.41	3,039.0
2025–26	8,400	42.87	2,240.3	11,200	57.13	2,988.8