The SBSCH will close from 1 July 2026
The Small Business Superannuation Clearing House (SBSCH) will be closed permanently from 1 July 2026 as part of the Payday Super reform. It is not accepting new registrants.
If you're an existing registered user, you can continue using the SBSCH until 11:59 pm AEST on 30 June 2026. After this time, it will no longer be available and can't be used to make payments or download records.
What existing users need to do
If you're an existing registered user of the SBSCH, you need to:
- Choose an alternative payment method.
- Switch to the new method as soon as possible, before 1 July 2026.
- Download your super records from the SBSCH before 1 July 2026.
Alternatives to the SBSCH
If you currently use the SBSCH, you need to switch to an alternative to pay your employees' super guarantee (SG).
Check your existing payroll software, as it may already include super functions you can use to pay SG. Alternatively, you can look for payroll software and service providers in our SuperStream Product registerExternal Link.
Some large super funds may also have online payment services you can use, or you could use a commercial Clearing House.
For information on alternative payment methods see SuperStream for employers.
When to switch to an alternative method
You should make the switch as soon as possible, and preferably before 1 July 2026.
We recommend that the January to March 2026 quarter be the last quarter for which you use the SBSCH to submit instructions and make payments. You won't be able to access the SBSCH to submit instructions or view records after 11:59 pm AEST on 30 June 2026.
By switching early, you will:
- have an established process in place to pay SG for the remainder of 2026 and thereafter
- reduce the risk of late payment for the April to June 2026 quarter
- have time to finalise submissions and payments, and download your records from the SBSCH before it closes permanently.
Download your records before 1 July 2026
You must download your SBSCH transaction history before 1 July 2026. After this date, the service will permanently close and your records will no longer be accessible. You will need your records in future to respond to audits or employee queries.
Download your employee payment transaction history
- Navigate to the Payment Instruction tab, then the Historical tab.
- Select the relevant period to display the details of the Payment instructions for selected dates.
- Select the Print friendly version button.
- Save the files securely for future reference.
Download your employee details
- Navigate to the Employees tab.
- Filter for All, Active or Inactive employees.
- Scroll to the bottom of the page and update the Results per page drop down to 100.
- If you have more than 100 employee records you will need to repeat these steps. Use the Page navigation below the list of employees to view the next page of employees.
- Select the down arrow beside each displayed employee record.
Note: the employee's Unique Superannuation Identifier (USI) may display as 'Not provided' even if you have done so. If you need the employee's USI you will need to speak to them.
- Access printer options from your internet browser.
- Select the appropriate option to Print to a PDF file.
- Save the PDF file for use when manually transferring employee super fund details into your chosen clearing house or payroll software.
You must keep any downloaded records safe and secure.
About the SBSCH
You can use the SBSCH to pay super for all your employees through a single payment until it closes on 1 July 2026. The SBSCH will then distribute the money to each employee's super fund according to your instructions.
You can only use the SBSCH if you are already a registered user, and you have either:
- 19 or fewer employees, or
- an annual aggregated turnover of less than $10 million.
With the SBSCH, you can, until 1 July 2026:
- nominate a regular amount for each employee or change the amount when you make a payment
- meet your SG obligations when your payment and instructions are accepted by the SBSCH by following the terms and conditions
- pay online to meet SuperStream requirements
- see records of your past super contributions.
Accessing the SBSCH
You can access the SBSCH until 11:59 pm AEST on 30 June 2026 using Online services for business or using ATO online services via myGov.
Using Online services for business
For existing eligible business or individual users with an Australian business number (ABN), you can access the clearing house through Online services for business.
- Select Employees.
- Select Small Business Super Clearing House.
You can authorise someone else (such as a staff member) to use the clearing house on behalf of your business. You can authorise them in Relationship Authorisation Manager (RAM)External Link and customise their permissions in Access Manager.
Using ATO online services via myGov
If you're an individual employer with an ABN or a withholding payer number (WPN), you can access the clearing house using your myGov account linked to ATO online services.
Individuals with a WPN include people who employ domestic staff.
Sign in to myGovNon-individual employers
Non-individual employers with a WPN include school canteens, sporting clubs and embassies.
If you represent a non-individual employer with a WPN, until 30 June 2026 you can:
- complete the SBSCH – Employee list spreadsheet (XLSX, 57KB)This link will download a file
- email the spreadsheet to SBSCHenquiries@ato.gov.au – include the words ‘WPN HOLDER’ in the email subject line.
If you are using an existing payroll provider, check that they accept payments for WPN holders. Otherwise find an alternative optionExternal Link to ensure you are ready for Payday Super.
Making payments
There are specific dates and steps associated with making payments.
Due date and scheduled maintenance
The quarterly due dates for SG payments are:
- 28 October
- 28 January
- 28 April
- 28 July.
The SBSCH closes on 11:59 pm AEST on 30 June 2026 and will no longer be available after that to submit payment instruction and make super payments or download records.
For more information, visit Super payment due dates.
When you submit your payments and instructions in the SBSCH, consider the impact of planned system maintenance on processing times.
Check the ATO Online system maintenance schedule and the SBSCH system statusExternal Link on our website for the latest information.
Steps
- Work out how much super you need to pay for all your employees.
- Access the SBSCH through Online services for business or ATO online services (until it closes at 11:59 pm AEST on 30 June 2026).
- Enter instructions about how to distribute payment to each employee's super fund, noting the payment reference number (PRN).
- Make a single electronic payment to the clearing house for all your employees including the PRN.
- The SBSCH distributes the payment to each employee's super fund according to your instructions.
Note: Payments may take up to 7 business days to be transferred through the ATO and super fund before they reach the employee's super fund account.
Payment errors
If your employee's details are incorrect, their super fund may:
- reject the payment
- send the payment back to us.
If the payment is sent back to us, we'll contact you to update the information within 7 business days.
We will resend the payment to the fund if you correct the information. If you don't update the information, the payment will be sent back to you.
If before 1 July 2026, your employee's details change after you submit a payment instruction, but before it's processed, you'll need to:
- update the employee's details
- delete the payment instruction
- lodge a new payment instruction before the SBSCH closes on 11:59 pm AEST 30 June 2026.
Changes to employee details in the SBSCH cannot be made after 11:59 pm AEST 30 June 2026.
Help and support
For help and support:
- see
- ask our community-driven forum ATO CommunityExternal Link
- phone us on 1300 660 048.