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GST and insurers – completing your activity statement

Check what you need to complete in the GST section of your statement for an insurer.

Last updated 24 May 2017

This information is for insurers. It will help you complete the goods and services tax (GST) section of your activity statement. 

This information will help insurers complete the goods and services tax (GST) section of their activity statement. It includes a series of examples illustrating how to treat an insured event occurring on or after 1 July 2000, and how to complete the activity statement.

See also:

Notes to using this information

Colour-coded flowcharts are used to show the transactions associated with each example. The flowcharts show:

  • acquisitions in red
  • settlements and decreasing adjustments in green
  • policy premiums in blue
  • excess payments in pink
  • increasing adjustments in grey
  • subrogation and recoveries in dark red.

All division and section references used in this information are to A New Tax System (Goods and Services Tax) Act 1999.

It is assumed in the examples that where you (the insurer) contract with a supplier, the requirements of GSTR 2006/10 Goods and services tax: insurance settlements and entitlements to input tax credits are met.

How to complete your activity statement when there is a reinstatement to the insured.

How to complete your activity statement when there is a cash settlement to the insured.

How to complete your activity statement when there is a reinstatement to a third party.

How to complete your activity statement for a GST-free insurance policy when there is a reinstatement to the insured.

How to complete your activity statement for a GST-free insurance policy when there is a cash settlement to the insured.

How to complete your activity statement for an input-taxed insurance policy when there is a cash settlement.

How to complete your activity statement when subrogation applies.

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