Calculate your compulsory repayment
The Study and training loan repayment calculator will help you determine the amount of your compulsory repayment for the following loan accounts:
- Higher Education Loan Program (HELP)
- VET Student Loan (VSL)
- Student Financial Supplement Scheme (SFSS)
- Student Start-up Loan (SSL)
- ABSTUDY Student Start-up Loan (ABSTUDY SSL)
- Australian Apprenticeship Support Loan (AASL) – previously known as Trade Support Loan (TSL).
It will also help you determine the amount of your overseas levy for the following loan accounts:
- HELP
- VSL
- AASL.
The hierarchy, in which the compulsory repayment is now applied, is as follows;
- HELP
- VSL
- SFSS
- SSL
- ABSTUDY SSL
- AASL.
This is an estimate only and is based on the information you provide. The exact amount of your compulsory repayment or overseas levy can only be calculated after you lodge your income tax return.
2025–26 income year
This calculator has not been updated with the reduced compulsory repayments changes from 1 July 2025, see Study and training loans – what's new.
The calculator may estimate your 2025–26 compulsory repayment higher than your actual repayment amount as it is using the old repayment calculations. The calculator will be updated with the compulsory repayment changes from 1 July 2026.
Go to the calculator
Study and training loan repayment calculatorFor more information, see: