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Income thresholds and rates for the private health insurance rebate 2023

Private health insurance rebate income thresholds and rebate percentage rates for 2022–23.

Published 13 May 2025

To work out your eligibility to a private health insurance rebate, we test your income against either the single or family income thresholds. Your family status on 30 June determines which threshold applies to you. The income thresholds and rates for 2022–23 are on this page.

Table 1: Income thresholds for 2022–23

Family status

Base tier

Tier 1

Tier 2

Tier 3

Single

$90,000 or less

$90,001 – $105,000

$105,001 – $140,000

$140,001 or more

Family

$180,000 or less

$180,001 – $210,000

$210,001 – $280,000

$280,001 or more

Table 2: Rebate rates effective from 1 July 2022 to 31 March 2023

Rebate if the oldest person covered by the policy is:

Base tier

Tier 1

Tier 2

Tier 3

Under 65

24.608%

16.405%

8.202%

0.000%

65 – 69

28.710%

20.507%

12.303%

0.000%

70+

32.812%

24.608%

16.405%

0.000%

Table 3: Rebate rates effective from 1 April 2023 to 30 June 2023

Rebate if the oldest person covered by the policy is:

Base tier

Tier 1

Tier 2

Tier 3

Under 65

24.608%

16.405%

8.202%

0.000%

65 – 69

28.710%

20.507%

12.303%

0.000%

70+

32.812%

24.608%

16.405%

0.000%

QC104795