Financial tips and safety
For financial tips, safety advice and free tools and calculators, visit the ASIC's Money Smart websiteExternal Link or call 1300 300 630.
Free financial counselling
Financial counsellors provide information, support and advocacy to assist people in financial difficulty. Their services are free, independent and confidential.
The National Debt Helpline (NDH)External Link is an online and phone financial counselling service available across Australia. NDH counsellors talk to people with debts. They explain what options are available. This may include referral to your local financial counselling service. Call the NDH on 1800 007 007.
The Small Business Debt HelplineExternal Link provides free financial counselling support for small business owners and sole traders. The Australian Government supports this service. Phone the Small Business Debt Helpline on 1800 413 828.
Business financial advice
Businesses seeking financial advice, can contact a tax practitioner, a financial adviser, an accountant or a professional association.
Make sure any advice you receive comes from a licensed financial adviser. Check the ASIC public registerExternal Link to see if the person giving you the advice has the necessary licences.
Help if your funds are frozen
If you can't meet your tax payments due to freezing of income or non-bank funds, you may be able to pay your tax by instalments. Otherwise, you may be eligible for a payment deferral.
The Australian Securities & Investment Commission (ASIC) can help people who have frozen funds and are in financial difficulty.
If you're in this situation, follow these steps:
- Call us on 13 11 42 during operating hours to discuss.
- Contact ASIC to facilitate frozen funds and hardship withdrawalsExternal Link.