This table shows the value and proportion of assets held by the SMSF population for each type of asset listed on the 2015 SMSF annual return, as well as the mean and median value. It follows that SMSFs will have different asset allocations in individual cases.
These figures are estimates based on SMSF annual return form data. To ensure consistency, the total monetary amounts used in this table are those reported in the Self-managed super fund statistical report, June 2016.
Asset allocation |
($m) |
Proportion of total SMSF assets |
Proportion of SMSF population holding those assets |
Mean* ($) |
Median* ($) |
|---|---|---|---|---|---|
Listed trusts |
25,781 |
4.30% |
29.25% |
162,417 |
62,052 |
Unlisted trusts |
56,904 |
9.40% |
20.49% |
511,788 |
200,000 |
Insurance policy |
159 |
0.00% |
0.12% |
249,088 |
104,137 |
Other managed investments |
30,693 |
5.10% |
11.64% |
485,741 |
200,418 |
Cash and term deposits |
154,354 |
25.60% |
97.09% |
292,925 |
105,382 |
Debt securities |
8,093 |
1.30% |
6.95% |
214,566 |
98,140 |
Loans |
3,775 |
0.60% |
2.82% |
246,943 |
68,926 |
Listed shares |
186,788 |
31.00% |
61.59% |
558,808 |
263,445 |
Unlisted shares |
6,176 |
1.00% |
7.27% |
156,437 |
30,000 |
Limited recourse borrowing arrangements |
20,364 |
3.40% |
6.02% |
623,684 |
420,000 |
Non-residential real property |
63,846 |
10.60% |
14.27% |
824,505 |
510,854 |
Residential real property |
22,708 |
3.80% |
7.76% |
539,139 |
414,102 |
Collectables and personal use assets |
373 |
0.10% |
0.84% |
81,487 |
26,000 |
Other assets |
16,394 |
2.70% |
78.50% |
38,478 |
8,133 |
Overseas shares |
3,287 |
0.50% |
3.77% |
160,443 |
37,500 |
Overseas non-residential real property |
109 |
0.00% |
0.05% |
420,723 |
177,046 |
Overseas residential real property |
221 |
0.00% |
0.16% |
260,648 |
151,523 |
Overseas managed investments |
699 |
0.10% |
0.45% |
288,860 |
104,715 |
Other overseas assets |
2,678 |
0.40% |
3.06% |
161,484 |
48,643 |
Total Australian and overseas Assets |
603,401 |
100.00% |
|
1,134,374 |
631,077 |
Borrowings |
16,853 |
2.80% |
8.25% |
376,448 |
265,170 |
Other liabilities |
5,113 |
0.80% |
60.77% |
15,500 |
3,142 |
Net Australian and overseas assets |
581,436 |
96.36% |
|
1,093,079 |
590,500 |
* Mean and median values are only applicable to the funds that held those types of assets.
LRBA investment by asset type |
($m) |
Proportion of total SMSF assets |
Proportion of SMSF population holding those assets |
Mean* ($) |
Median* ($) |
|---|---|---|---|---|---|
Australian residential real property |
9,372 |
1.55% |
3.39% |
507,798 |
424,500 |
Australian non-residential real property |
9,150 |
1.52% |
1.52% |
1,112,562 |
650,000 |
Overseas real property |
29 |
0.00% |
0.01% |
451,331 |
242,205 |
Australian shares |
635 |
0.11% |
0.41% |
283,484 |
115,247 |
Overseas shares |
428 |
0.07% |
0.53% |
146,334 |
31,900 |
Other |
751 |
0.12% |
0.32% |
437,856 |
100,000 |
Total |
20,364 |
3.40% |
^6.02% |
623,684 |
420,000 |