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Final countdown to Payday Super!

With less than 5 weeks until Payday Super starts, DC Emma Rosenzweig shares what to focus on in the lead up to 1 July.

Published 27 May 2026

We’re on the final countdown to 1 July and one of the biggest changes to Australia’s super system in decades.

Self-managed super fund (SMSF) readiness is critical to support this once in a generation change.

Over the coming weeks SMSFs should focus on refining processes and reporting. Your processes need to be set up to support the increased volume and frequency of payments.

If your SMSF receives contributions from unrelated employers, make sure:

Having accurate records and the right documentation will help to reduce errors, keep your SMSF compliant and show you are taking steps to meet your obligations.

Testing your systems

The window for key testing is still open. This includes the test and release of:

  • Better Error Messages, and
  • Message Implementation Guide (MIG) v3, which includes member verification requests (MVRs).

Don’t leave testing until the last minute, test now and check your SMSFs ESA, bank account information, super fund look up status, ABN and fund records are correct to minimise potential errors and processing delays.

Act now to make sure your SMSF is ready when Payday Super starts.

Visit ato.gov.au/PaydaySuper for the latest information and resources on Payday Super.

Stay up to date by visiting our SMSF newsroom and subscribingExternal Link to our monthly newsletter.

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