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Early access to super

Your super is for retirement, but you may be able to access it earlier on compassionate and other hardship grounds.

The limited circumstances in which you can access your superannuation before retirement.

Find out about accessing super early on compassionate grounds, what you need to do, how to apply.

How to access your super early if you have a terminal medical condition.

How you can use some of your eligible voluntary super contributions to help buy your first home.

Work out the tax that applies to withdrawals or payments from super.

Work out if your military invalidity pension is affected by the Douglas decision and what it means for your tax.

Make sure you know when it's legal to access your super – there are consequences if you access it illegally.