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Other concessional and other non-concessional contributions

Other contributions and how to report them.

Last updated 2 February 2025

Directed termination payments

The concessional treatment of directed termination payments was a transitional measure that ended on 30 June 2012.

If you receive payments from employers after this date that purport to be directed termination payments, report the entire payment as a personal contribution.

If you contact the member or their employer and decide the contribution was made in error – that is, in the belief that directed termination payments could still be made – you can decide not to accept the contribution (and therefore not report it).

Allocations in lieu of employer contributions

An allocation from a reserve in lieu of an employer contribution is generally:

  • reported as an assessable amount
  • not reported as an employer contribution.

To calculate the amount to be reported, multiply the employer contribution (before 15% tax is applied) by 1.176. This will reflect the employer contribution that would have been required to fund the amount actually allocated. However, this 'grossing-up' method results in a reporting requirement that does not precisely reflect the equivalent contribution that an employer would have made.

Application of these regulations is a complex matter. You should obtain advice from suitably qualified people.

Example: allocations from a funds reserves

A trustee of a fund allocates $8,500 from the fund's reserves to a member’s account. This is 15% less than the $10,000 that the member's employer might otherwise have contributed.

The fund reports for the member an amount transferred from reserves of $9,996 ($8,500 × 1.176). This is not the amount of the allocation ($8,500) and not precisely the amount of the equivalent employer contribution ($10,000).

End of example

For more information, see the Income Tax Assessment Regulations 1997 (ITAR) regulation 292-25.01

Contributions that can't be reported in any fields

Other concessional and non-concessional contributions received for the member that can't be reported in any other fields may include contributions (according to the ordinary meaning in taxation ruling TR 2010/1) that are not reported elsewhere.

At the time of writing there are no other amounts that we consider fit these categories. Providers should lodge a request using the Super Enquiry Service before using these fields.

The protocol and MATS Business Implementation Guide (BIG) (DOCX, 426KB)This link will download a file should be read carefully and these fields used only when there is genuinely no other fields applicable.

QC82662