Our calculator will take between 5 and 10 minutes to use.
You can use the private health insurance rebate calculator to find out your:
- private health rebate percentage – updated annually on 1 April
- income for surcharge purposes.
This calculator can only be used for the current income year because the rebate percentage changes each year. This means your rebate percentage for premiums paid before 1 April may be different to your rebate percentage on or after 1 April.
The results of this calculator are based on the information you provide. If your circumstances change during the current income year, your private health insurance rebate percentage may also change. You should contact your private health insurer to advise them if your rebate percentage changes due to your change in circumstances.
Information you will need for this calculator includes:
- your income
- if you have a spouse
- your spouse's income
- number of dependent children you have
- the age of the people covered by the private health insurance policy.
For prior year thresholds and rebates, see Income thresholds and rates for the private health insurance rebate.This calculator helps you work out your private health insurance rebate percentage.