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  • Deferring your compulsory repayment or overseas levy

    You may be able to defer your compulsory repayment or enter into an arrangement to pay by instalments of your:

    • Higher Education Loan Program (HELP)
    • Higher Education Contribution Scheme (HECS)
    • Trade Support Loan (TSL)
    • Student Start-up Loan (SSL)
    • ABSTUDY Student Start-up Loan (ABSTUDY SSL)
    • Financial Supplement repayment
    • HELP or TSL overseas levy.

    You need to show that either:

    • making your repayment has caused or would cause you serious hardship
    • there are other special reasons that make it fair and reasonable to defer making your repayment.

    How to apply for a deferment of payment

    You can apply for a deferment by completing a Deferring your compulsory repayment or overseas levy form.

    You can download the form and either:

    • print the form and complete it by hand
    • fill in the form on screen, and either 
      • print a copy and post it to us
      • email it to us.

    Some questions on the application form have directions and information to help you provide the right answers. Other questions will direct you to this page for instructions.

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    Last modified: 29 Jun 2018QC 18874