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  • HELP, SSL, ABSTUDY SSL, TSL and SFSS repayment thresholds and rates

    The repayment thresholds and rates for the compulsory repayment of Higher Education Loan Program (HELP), Student Start-up Loan (SSL), ABSTUDY Student Start-up Loan (ABSTUDY SSL), Trade Support Loan (TSL) and Student Financial Supplement Scheme (SFSS) debts are updated annually.

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    HELP, SSL, ABSTUDY SSL, and TSL repayment thresholds and rates

    2017–18

    2017–18 repayment income thresholds and rates for HELP, SSL, ABSTUDY SSL and TSL

    Repayment income (RI*)

    Repayment rate

    Below $55,874

    Nil

    $55,874 – $62,238

    4.0%

    $62,239 – $68,602

    4.5%

    $68,603 – $72,207

    5.0%

    $72,208 – $77,618

    5.5%

    $77,619 – $84,062

    6.0%

    $84,063 – $88,486

    6.5%

    $88,487 – $97,377

    7.0%

    $97,378 – $103,765

    7.5%

    $103,766 and above

    8.0%

    2016–17

    2016–17 repayment income thresholds and rates for HELP, SSL, ABSTUDY SSL and TSL

    Repayment income (RI*)

    Repayment rate

    Below $54,869

    Nil

    $54,869 – $61,119

    4.0%

    $61,120 – $67,368

    4.5%

    $67,369 – $70,909

    5.0%

    $70,910 – $76,222

    5.5%

    $76,223 – $82,550

    6.0%

    $82,551 – $86,894

    6.5%

    $86,895 – $95,626

    7.0%

    $95,627 – $101,899

    7.5%

    $101,900 and above

    8.0%

    2015–16

    2015–16 repayment income thresholds and rates for HELP and TSL

    Repayment income (RI*)

    Repayment rate

    Below $54,126

    Nil

    $54,126 – $60,292

    4.0%

    $60,293 – $66,456

    4.5%

    $66,457 – $69,949

    5.0%

    $69,950 – $75,190

    5.5%

    $75,191 – $81,432

    6.0%

    $81,433 – $85,718

    6.5%

    $85,719 – $94,331

    7.0%

    $94,332 – $100,519

    7.5%

    $100,520 and above

    8.0%

    *RI = Taxable income plus any total net investment loss (which includes net rental losses), total reportable fringe benefits amounts, reportable super contributions and exempt foreign employment income.

    SFSS repayment thresholds and rates

    2017–18

    2017–18 repayment income thresholds and rates for SFSS

    Repayment income (RI*) thresholds

    Repayment rate

    Below $55,874

    Nil

    $55,874 – $68,602

    2%

    $68,603 – $97,377

    3%

    $97,378 and above

    4%

    2016–17

    2016–17 repayment income thresholds and rates for SFSS

    Repayment income (RI*) thresholds

    Repayment rate

    Below $54,869

    Nil

    $54,869 – $67,368

    2%

    $67,369 – $95,626

    3%

    $95,627 and above

    4%

    2015–16

    2015–16 repayment income thresholds and rates for SFSS

    Repayment income (RI*) thresholds

    Repayment rate

    Below $54,126

    Nil

    $54,126 – $66,456

    2%

    $66,457 – $94,331

    3%

    $94,332 and above

    4%

    *RI= Taxable income plus any total net investment loss (which includes net rental losses), total reportable fringe benefits amounts, reportable super contributions and exempt foreign employment income.

    Last modified: 09 May 2017QC 16176