Superannuation

Superannuation (super) is money set aside during your working life for when you retire. For most people super begins when you start work and your employer starts paying super guarantee and a portion of your salary or wages into a super fund for you.

Most people can choose the fund that their employer pays super into and it's important to keep track of your super. Your super will stay in your super fund until you retire. You can only access your super before retirement in very limited circumstances.

Keeping track of your super

If you look after (grow) your super now, you will have more money to enjoy later. It’s important that you know:

• if you’re entitled to super and how much you are getting from your employer
• what super accounts you have – try to have only one super account so you can save on fees
• how to consolidate your super if you end up with more than one account
• what insurance is included
• you can check and manage your super by accessing ATO online services through your myGov account.

Continue to: Protect your information