Explanatory Memorandum
(Circulated by authority of the Minister for Employment, Skills, Small and Family Business, Senator the Hon Michaelia Cash)LIST OF ABBREVIATIONS
| ESOS Act | Education Services for Overseas Students Act 2000 |
| HELP | Higher Education Loan Program |
| HESA | Higher Education Support Act 2003 |
| Higher Education Provider Guidelines (or Guidelines) | Higher Education Provider Guidelines 2012 |
| Regulatory Powers Act | Regulatory Powers (Standard Provisions) Act 2014 |
| TPS Director | the person appointed under section 54A of the ESOS Act |
| VET | vocational education and training |
| VSL | VET Student Loan |
| VSL Act | VET Student Loans Act 2016 |
| VSL Rules (or rules) | VET Student Loans Rules 2016 |