Explanatory Memorandum
(Circulated by authority of the Treasurer, The Hon Josh Frydenberg MP)Glossary
The following abbreviations and acronyms are used throughout this explanatory memorandum.
| Abbreviation | Definition |
| AFCA | Australian Financial Complaints Authority |
| ASIC | Australian Securities and Investments Commission |
| ASIC Act | Australian Securities and Investments Commission Act 2001 |
| Bill | Financial Sector Reform (Hayne Royal Commission Response - Stronger Regulators (2019 Measures)) Bill 2019 |
| Credit Act | National Consumer Credit Protection Act 2009 |
| TIA Act | Telecommunications (Interception and Access) Act 1979 |