Higher Education Support Act 2003
The amount that a person is liable to pay under section 154-1 , in respect of an * income year, is the amount that is the least of the following: (a) the amount worked out under subsection (2) ; (b) the amount equal to 10% of the person ' s * repayment income for the income year; (c) the amount of the person ' s * repayable debt for the income year.
154-20(2)
For the purposes of paragraph (1)(a) , the amount is the sum of the following amounts: (a) 15% of the part of the person ' s * repayment income that exceeds the * minimum repayment income but does not exceed $ 125,000; (b) 17% of the part of the person ' s repayment income that exceeds $ 125,000.
Note:
The amount of $ 125,000 mentioned in paragraphs (a) and (b) is indexed under section 154-25 .
S 154-20 substituted by No 30 of 2025, s 3 and Sch 2 item 6, effective 3 August 2025 and applicable in relation to the 2025-26 income year and later income years. S 154-20 formerly read:
SECTION 154-20 Amounts payable to the Commonwealth
154-20
The amount that a person is liable to pay under section 154-1, in respect of an
*
income year, is an amount equal to so much of the person
'
s
*
repayable debt for the income year as does not exceed the percentage of the person
'
s
*
repayment income that is applicable under the following table:
Applicable percentages
Item
If the person
'
s repayment income is:
The percentage
applicable is:
1
More than the
*
minimum repayment income, but less than:
(a) for the 2019-20
*
income year
-
$
52,974; or
(b) for a later income year
-
that amount indexed under section 154-25.1%
2
More than or equal to the amount under item 1, but less than:
(a) for the 2019-20
*
income year
-
$
56,152; or
(b) for a later income year
-
that amount indexed under section 154-25.2%
3
More than or equal to the amount under item 2, but less than:
(a) for the 2019-20
*
income year
-
$
59,522; or
(b) for a later income year
-
that amount indexed under section 154-25.2.5%
4
More than or equal to the amount under item 3, but less than:
(a) for the 2019-20
*
income year
-
$
63,093; or
(b) for a later income year
-
that amount indexed under section 154-25.3%
5
More than or equal to the amount under item 4, but less than:
(a) for the 2019-20
*
income year
-
$
66,878; or
(b) for a later income year
-
that amount indexed under section 154-25.3.5%
6
More than or equal to the amount under item 5, but less than:
(a) for the 2019-20
*
income year
-
$
70,891; or
(b) for a later income year
-
that amount indexed under section 154-25.4%
7
More than or equal to the amount under item 6, but less than:
(a) for the 2019-20
*
income year
-
$
75,145; or
(b) for a later income year
-
that amount indexed under section 154-25.4.5%
8
More than or equal to the amount under item 7, but less than:
(a) for the 2019-20
*
income year
-
$
79,653; or
(b) for a later income year
-
that amount indexed under section 154-25.5%
9
More than or equal to the amount under item 8, but less than:
(a) for the 2019-20
*
income year
-
$
84,433; or
(b) for a later income year
-
that amount indexed under section 154-25.5.5%
10
More than or equal to the amount under item 9, but less than:
(a) for the 2019-20
*
income year
-
$
89,499; or
(b) for a later income year
-
that amount indexed under section 154-25.6%
11
More than or equal to the amount under item 10, but less than:
(a) for the 2019-20
*
income year
-
$
94,869; or
(b) for a later income year
-
that amount indexed under section 154-25.6.5%
12
More than or equal to the amount under item 11, but less than:
(a) for the 2019-20
*
income year
-
$
100,561; or
(b) for a later income year
-
that amount indexed under section 154-25.7%
13
More than or equal to the amount under item 12, but less than:
(a) for the 2019-20
*
income year
-
$
106,594; or
(b) for a later income year
-
that amount indexed under section 154-25.7.5%
14
More than or equal to the amount under item 13, but less than:
(a) for the 2019-20
*
income year
-
$
112,990; or
(b) for a later income year
-
that amount indexed under section 154-25.8%
15
More than or equal to the amount under item 14, but less than:
(a) for the 2019-20
*
income year
-
$
119,770; or
(b) for a later income year
-
that amount indexed under section 154-25.8.5%
16
More than or equal to the amount under item 15, but less than:
(a) for the 2019-20
*
income year
-
$
126,956; or
(b) for a later income year
-
that amount indexed under section 154-25.9%
17
More than or equal to the amount under item 16, but less than:
(a) for the 2019-20
*
income year
-
$
134,573; or
(b) for a later income year
-
that amount indexed under section 154-25.9.5%
18
More than or equal to the amount under item 17.
10%
S 154-20 amended by No 76 of 2018, s 3 and Sch 1 item 2, by substituting the table, effective 1 July 2019 and applicable in relation to the 2019-20 income year and later income years. The table formerly read:
Applicable percentages Item If the person ' s repayment income is: The percentage
applicable is:1 More than the * minimum repayment income, but less than:
(a) for the 2018-19 * income year - $ 57,730; or
(b) for a later income year - that amount indexed under section 154-25.2% 2 More than the amount under item 1, but less than:
(a) for the 2018-19 * income year - $ 64,307; or
(b) for a later income year - that amount indexed under section 154-25.4% 3 More than the amount under item 2, but less than:
(a) for the 2018-19 * income year - $ 70,882; or
(b) for a later income year - that amount indexed under section 154-25.4.5% 4 More than the amount under item 3, but less than:
(a) for the 2018-19 * income year - $ 74,608; or
(b) for a later income year - that amount indexed under section 154-25.5% 5 More than the amount under item 4, but less than:
(a) for the 2018-19 * income year - $ 80,198; or
(b) for a later income year - that amount indexed under section 154-25.5.5% 6 More than the amount under item 5, but less than:
(a) for the 2018-19 * income year - $ 86,856; or
(b) for a later income year - that amount indexed under section 154-25.6% 7 More than the amount under item 6, but less than:
(a) for the 2018-19 * income year - $ 91,426; or
(b) for a later income year - that amount indexed under section 154-25.6.5% 8 More than the amount under item 7, but less than:
(a) for the 2018-19 * income year - $ 100,614; or
(b) for a later income year - that amount indexed under section 154-25.7% 9 More than the amount under item 8, but less than:
(a) for the 2018-19 * income year - $ 107,214; or
(b) for a later income year - that amount indexed under section 154-25.7.5% 10 More than the amount under item 9. 8%
S 154-20 amended by No 55 of 2016, s 3 and Sch 1 item 2, by substituting the table, applicable in relation to income years commencing on and after 1 July 2018. The table formerly read:
Applicable percentages Item If the person ' s repayment income is: The percentage
applicable is:1 More than the * minimum repayment income, but less than:
(a) for the 2005-06 * income year - $ 40,307; or
(b) for a later income year - that amount indexed under section 154-25.4% 2 More than the amount under item 1, but less than:
(a) for the 2005-06 * income year - $ 44,428; or
(b) for a later income year - that amount indexed under section 154-25.4.5% 3 More than the amount under item 2, but less than:
(a) for the 2005-06 * income year - $ 46,763; or
(b) for a later income year - that amount indexed under section 154-25.5% 4 More than the amount under item 3, but less than:
(a) for the 2005-06 * income year - $ 50,267; or
(b) for a later income year - that amount indexed under section 154-25.5.5% 5 More than the amount under item 4, but less than:
(a) for the 2005-06 * income year - $ 54,440; or
(b) for a later income year - that amount indexed under section 154-25.6% 6 More than the amount under item 5, but less than:
(a) for the 2005-06 * income year - $ 57,305; or
(b) for a later income year - that amount indexed under section 154-25.6.5% 7 More than the amount under item 6, but less than:
(a) for the 2005-06 * income year - $ 63,063; or
(b) for a later income year - that amount indexed under section 154-25.7% 8 More than the amount under item 7, but less than:
(a) for the 2005-06 * income year - $ 67,200; or
(b) for a later income year - that amount indexed under section 154-25.7.5% 9 More than the amount under item 8. 8%
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